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fDesc[1] = "refinances. Loan calculator supports regional currency settings and works with wide range of repayment cycles from 1 month to 50 years.";
		fDesc[2] = "any two dates, date X days from any date. Apointment reminder.";
		fDesc[4] = "APR (annual percentage rate). We can use this utility to compare the various offers that we may receive from banks or other financial institutions. This calculator can help us know which loan suits our financial situation better.";
		fDesc[5] = "adjustable rate mortgages, as well as fixed rate or interest-only mortgages.";
		fDesc[6] = "prepayment savings given a fixed interest rate schedule.";
		fDesc[8] = "estimate monthly expenses on your mortgage: interest payments, property taxes and private mortgage insurance.";
		fDesc[9] = "enter the amount to be financed, the interest rate and duration of the loan.";
		fDesc[10] = ", interest free periods, and balloon payments. New reporting feature with print preview feature.";
		fDesc[11] = "prepayment savings with a fixed interest rate schedule.";
		fDesc[12] = "perfectly. Program takes into account all necessary factors and calculates bottom-line values for each project.";
		fDesc[13] = "for BEFORE you ever have to fill out a loan application.";
		fDesc[14] = "expenses so you can better assess your repayments and this will give you a better overall picture of your ongoing repayments.";
		fDesc[15] = "Emortgagecalculator.co .uk is a free online mortgage calculator that can help you budget and calculate your mortgage payments.";
		
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