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fDesc[1] = ", Retirement Analysis, Personal Budgeting, Investment and Savings calculations, Future & Residual Value calculations, and much more.";
		fDesc[3] = "APR (annual percentage rate). We can use this utility to compare the various offers that we may receive from banks or other financial institutions. This calculator can help us know which loan suits our financial situation better.";
		fDesc[4] = "adjustable rate mortgages, as well as fixed rate or interest-only mortgages.";
		fDesc[5] = "prepayment savings given a fixed interest rate schedule.";
		fDesc[6] = "of your loans, mortgage, and its interest rates. The program features a simple and intuitive user interface that ensures that anyone can understand it and take the greatest advantage of it.";
		fDesc[7] = "estimate monthly expenses on your mortgage: interest payments, property taxes and private mortgage insurance.";
		fDesc[8] = "enter the amount to be financed, the interest rate and duration of the loan.";
		fDesc[9] = ", interest free periods, and balloon payments. New reporting feature with print preview feature.";
		fDesc[10] = "prepayment savings with a fixed interest rate schedule.";
		fDesc[11] = "for BEFORE you ever have to fill out a loan application.";
		fDesc[12] = "perfectly. Program takes into account all necessary factors and calculates bottom-line values for each project.";
		fDesc[13] = ", Fast Mortgage Estimator shows monthly payment, total payments and total interest paid.";
		fDesc[14] = "expenses so you can better assess your repayments and this will give you a better overall picture of your ongoing repayments.";
		fDesc[15] = "calculation. Variable interest rate. Lump sum payments. Alteration of basic payments. Variable frequency of installments....";
		
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